Orange County Insurance Dispute Attorney

   Have you or a loved one become the victim of an insurance dispute in Orange County? Do you face magnanimous hospital bills on your own because your insurance company won’t uphold their end of the bargain? The experienced and committed attorneys represent clients in insurance dispute cases in Orange County and beyond. Our attorneys are respected in courts across the state of California, and have won millions for their satisfied clients. 
   We would like to believe that the companies we employ to assist us will always be there—accountable and trustworthy for the duration of their employment. Insurance companies in particular must uphold the duty of honoring a claim on your part. Unfortunately, insurance agents and the companies they serve do not always keep their word, and look for ways to minimize your claim, amount of liability, or flat-out refuse to pay. 
   “Bad faith” is proclaimed when an insurance company refuses to fulfill its obligations to its clients. These companies appear to be untouchable and hold unlimited power, backed by a team of investigators, finance professionals, and forensic scientists to support their side of the story and avoid paying your claim. Trusting clients are bullied by these companies, becoming victims twofold with their insurance company. 
   The state of California observes an implied covenant of good faith. This means that insurance companies are required to use fair dealing when evaluating claims. If this covenant is not observed, a client may be able to sue the insurance provider for bad faith and breach of contract.

Examples of Bad Faith:

• Misrepresenting facts of coverage
• Failure to act within a reasonable time in completing the claim
• Refusing to conduct a thorough investigation of the claim
• Insurance provider does not complete the claim in a reasonable amount of time, even after proof of loss statements have been submitted
• Failure to protect the interests and assets of the policyholder
• Putting the policyholder’s interests below those interests of the insurance company
• Settling claims for an amount much lower than what the insured is titled to\
• Undervaluing a claim
• Refusing to reasonably explain a claim refusal

Establishing a bad faith claim can be difficult and complicated. This process is best attacked by an experienced insurance dispute attorney in Orange County, who is intimately familiar with the practices of insurance providers in the region.